Personal Finance

Rising milk, vegetable, petrol and CNG prices have intensified inflation concerns across the country, increasing expectations of a reasonable July 2026 DA hike for central government employees and pensioners.

Facing layoff anxiety? Discover exactly how much emergency fund you need to survive job loss on a 10 LPA salary. A practical 3-to-6 month financial survival guide.

Best term insurance plan selection guide covering key factors like adequate coverage, claim settlement ratio, riders and insurer reliability for strong financial protection across any country.

CGHS dependency rules revised introduce a one-time irreversible choice for male employees between parents or in-laws, clarifying eligibility, income limits and dependent coverage under updated government healthcare regulations in the nation.

Blocked credit card problems can interrupt urgent transactions, but checking bank alerts, clearing pending dues, and contacting customer support can help restore credit card access quickly and securely.

Buying a home with family requires smart home loan planning, clear ownership roles, sustainable EMI management, legal agreements, and careful budgeting to avoid financial stress and long-term repayment challenges.

A settled loan status on a credit report can negatively impact credit scores, reduce creditworthiness and hurt future loan approvals, while a closed loan status reflects responsible repayment behaviour and stronger financial credibility.

Small finance bank FDs can help deliver attractive monthly income on ₹1 crore deposits, with senior citizens earning higher returns through competitive fixed deposit interest rates.

The EPFO auto-settlement facility aims to accelerate final PF withdrawals, reduce paperwork and streamline account transfers through a fully digital system for its more than seven crore members.