Personal Finance Mistakes
The Ghost Mansion fallacy: Why we build palaces we never live in
Many professionals build extravagant houses in their villages as status symbols, neglecting the financial implications. These 'Ghost Mansions' serve more as displays than homes, leading to wasted investments and maintenance costs. It's more sensible to renovate homes for utility rather than ego.
4 min read14 Jan 2026This Diwali, don’t just clean your home—streamline your finances for better returns
This Diwali, review your investments and liabilities, eliminating unnecessary items and adding what may be missing.
5 min read19 Oct 2025No will or insurance: Woman gets locked out of dead husband's digital life; expert weighs in with vital financial tips
Expert said it is better to have a contingency plan ready for when misfortune hits.
1 min read11 Sep 2025The smart spender's guide: 6 personal finance rules
These six personal finance rules will help you simplify your saving, spending, and investing needs. Learn how each one works, its limitations, and how to customise it to suit your goals and lifestyle.
3 min read20 May 2025Master smart investing with 7 timeless lessons from ‘A Random Walk Down Wall Street’ by Burton Malkiel
Explore 7 enduring investment principles from Burton Malkiel’s ‘A Random Walk Down Wall Street’, offering smart insights on market efficiency, diversification, and compounding to help modern investors build steady, long-term financial success.
3 min read15 May 20257 KEY lessons from Napoleon Hill’s ‘Think and Grow Rich’ every investor should know
Napoleon Hill's ‘Think and Grow Rich’ teaches that success stems from mindset and desire. Key lessons include the importance of desire, faith, organised knowledge, creativity, planning, and collaboration.
2 min read30 Apr 2025Why smart investors still make bad decisions
Emotional and behavioural biases can quietly sabotage investment strategy—especially during market turbulence. Here’s how to spot them, and what to do instead.
2 min read17 Apr 2025Joint home loans in India: Pros and cons for couples to boost eligibility and save tax
Joint home loans in India offer enhanced eligibility, tax benefits, and shared repayment, but they also carry risks such as joint liability and impact on credit scores. Couples must evaluate the pros and cons carefully before applying according to their long-term financial goals.
2 min read9 Apr 2025ULIP vs term insurance: How to choose the right plan—avoid these 5 common mistakes most Indians make
Understand the key differences between ULIPs and term insurance plans to avoid costly financial errors. For smarter, future-ready financial planning, choose the right life insurance based on your goals, costs, risk appetite, and liquidity needs.
3 min read8 Apr 2025Worried about defaulting on gold loan? 5 expert tips to protect your jewellery and credit score in 2025
Avoiding gold loan defaults is crucial as India's gold loan market grows. Learn five simple yet smart strategies, from understanding loan terms to maintaining financial discipline, that help protect your pledged gold and credit score while ensuring stress-free loan repayment.
3 min read8 Apr 2025Wait for it…
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