Personal Finance Mistakes News
Master smart investing with 7 timeless lessons from ‘A Random Walk Down Wall Street’ by Burton Malkiel
Explore 7 enduring investment principles from Burton Malkiel’s ‘A Random Walk Down Wall Street’, offering smart insights on market efficiency, diversification, and compounding to help modern investors build steady, long-term financial success.
3 min read06:59 PM IST7 KEY lessons from Napoleon Hill’s ‘Think and Grow Rich’ every investor should know
Napoleon Hill's ‘Think and Grow Rich’ teaches that success stems from mindset and desire. Key lessons include the importance of desire, faith, organised knowledge, creativity, planning, and collaboration.
2 min read30 Apr 2025Why smart investors still make bad decisions
Emotional and behavioural biases can quietly sabotage investment strategy—especially during market turbulence. Here’s how to spot them, and what to do instead.
2 min read17 Apr 2025Joint home loans in India: Pros and cons for couples to boost eligibility and save tax
Joint home loans in India offer enhanced eligibility, tax benefits, and shared repayment, but they also carry risks such as joint liability and impact on credit scores. Couples must evaluate the pros and cons carefully before applying according to their long-term financial goals.
2 min read9 Apr 2025ULIP vs term insurance: How to choose the right plan—avoid these 5 common mistakes most Indians make
Understand the key differences between ULIPs and term insurance plans to avoid costly financial errors. For smarter, future-ready financial planning, choose the right life insurance based on your goals, costs, risk appetite, and liquidity needs.
3 min read8 Apr 2025Worried about defaulting on gold loan? 5 expert tips to protect your jewellery and credit score in 2025
Avoiding gold loan defaults is crucial as India's gold loan market grows. Learn five simple yet smart strategies, from understanding loan terms to maintaining financial discipline, that help protect your pledged gold and credit score while ensuring stress-free loan repayment.
3 min read8 Apr 2025Why prepaying your home loan in 2025 is a smart financial move amid high interest rates and rising living costs
Prepaying your home loan in 2025 can significantly reduce your interest burden, improve your credit score, and offer financial freedom. Discover how early repayments on floating-rate home loans help Indian borrowers save more and plan a stress-free financial future.
4 min read7 Apr 2025Begin your wealth-creating journey in India with consistent investing and the power of compounding
Consistent investing unlocks the power of compounding, helping Indian investors build long-term wealth. With tools like SIPs and compound interest calculators, even small, regular investments in stocks or mutual funds can grow substantially over time despite market volatility.
3 min read7 Apr 2025Stock market fraud: How to identify investment scams, avoid high-risk trading, and protect your wealth
India’s stock market boom has attracted millions of new investors, but fraudulent schemes are on the rise. Learn how to identify scams, protect your investments, and stay safe with SEBI’s latest security measures and investor education initiatives.
3 min read4 Apr 2025Can short-term capital gains be adjusted against long-term gains? Check out these tax-saving strategies
There are ways to adjust short-term capital gains against long-term capital gains in India. Understand tax provisions, recent regulatory updates, and strategic tax loss harvesting to minimise your tax liability effectively.
3 min read3 Apr 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared