Personal Finance News
NPS Vatsalya: How can you open this pension account meant for minors? An explainer
NPS Vatsalya is open to all citizens under the age of 18. The account will be opened and operated by the guardian on behalf of the minor
1 min read19 May 2025How to become rich: THESE investment tips may keep you Atmanirbhar throughout your life
How to become rich: Let us discuss how one can Atmanirbhar and remain so during all the phases of life, with THESE investment tips.
5 min read18 May 20257 proven strategies to build an emergency fund in 2025
Explore seven effective ways to create a strong emergency fund in 2025. Master smart saving habits, minimise financial risks, and build resilience as household debt climbs and economic uncertainty persists across India.
3 min read16 May 2025Master smart investing with 7 timeless lessons from ‘A Random Walk Down Wall Street’ by Burton Malkiel
Explore 7 enduring investment principles from Burton Malkiel’s ‘A Random Walk Down Wall Street’, offering smart insights on market efficiency, diversification, and compounding to help modern investors build steady, long-term financial success.
3 min read15 May 2025Can you hold multiple life insurance policies?
Insurers assess life cover eligibility using the Human Life Value formula. Failing to disclose existing policies can lead to claim rejections.
2 min read15 May 2025Diversification isn’t about how many stocks or funds you own—it's about which ones
More investments don’t always mean more safety. Here’s why true diversification is about quality, not quantity—and how a simpler portfolio can offer better protection and peace of mind.
4 min read15 May 2025These 7 banks offer upto 7.65% interest on their fixed deposits to senior citizens
FD interest rates: Here we list the highest interest rates offered by different banks on fixed deposits across tenures to senior citizens
1 min read13 May 2025EPF nightmare for NRIs: Service gaps, missing UANs, and frozen funds
Indians moving abroad often return to find their Employee Provident Fund entangled in bureaucratic red tape. From missing contributions to unlinked Aadhaar numbers, the hurdles are many–and the money isn’t always accessible.
6 min read8 May 2025I’ve started SIPs—what more should I do for long-term goals?
Swati from Pune is on a strong financial footing but wants clarity on funding a home, her daughter’s education, and retirement with one fixed income and a fluctuating second one.
2 min read7 May 2025ITR filing for FY 2024-25: What has changed and what you need to know
Updated ITR forms 1 to 5 reflect Budget 2024 changes—from higher LTCG limits to stricter disclosure norms—ushering in a new era of AI-led compliance for taxpayers.
4 min read6 May 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared