Personal Finance

A systematic transfer plan (STP) enables investors to temporarily park funds before transferring to a target mutual fund. Combining STPs with systematic investment plans (SIPs) enables cost averaging and potential returns during the waiting period, aiding in disciplined long-term wealth creation.

As 2026 begins, investors can consider three new fund offers (NFOs) open for subscription in January, including the Zerodha Nifty Short Duration G-Sec Index Fund, Motilal Oswal Diversified Equity Flexicap Passive FOF, and Groww Nifty Chemicals ETF.

A retired officer lost his hard-earned savings in a digital arrest scam. Fraudsters had posed as cyber officials. This case highlights the importance of recognising warning signs, verifying claims, reporting suspicious activity promptly, and following safety measures for banking transactions.

Retirement mutual funds offer more flexibility than PPF and NPS, with a five-year lock-in period. These funds provide various investment options and promote discipline among investors. They represent a growing category, with 29 schemes and significant assets under management as of November 2025.

The higher the rate of return on investment, the faster you achieve your financial goals. Additionally, the more focused you are on your financial goals and the timeline to achieve them, the easier it becomes to formulate a financial plan.

Income Tax Refund Status LIVE Updates: I-T Department's deadline given to people for filing their revised ITRs is in focus now. However, some refunds filed have been delayed due to certain complications. Today is the last date to file revised ITR.

New Year 2026: Experts often recommend investors stay committed to the key fundamentals of investing, including asset allocation and diversification.

Income Tax Return: Here's what experts suggest taxpayers can do ahead of 31 December 2025 if they miss the revised or belated ITR filing deadline. Check if you can revise your ITR after the December time limit.