Personal Loans
How to spot personal loan scams and protect your money with these 5 essential safety tips
Don’t let fraudsters catch you off guard. Personal loan scams can cause serious losses. Follow these five practical tips to verify lenders, protect information and borrow safely.
4 min read7 Jun 2026Relief or red flag? What borrowers should know about loan settlements
As loan defaults rise, debt resolution firms are helping borrowers negotiate settlements and escape recovery pressure—but the relief comes with lasting consequences.
6 min read7 Jun 2026From credit score impact to financial burden, 5 loan risks every borrower and guarantor should know
A simple favour can lead to lasting costs. Understanding the risks of loan guarantorship helps protect your credit score, assets, and finances before agreeing to support a personal loan application. If in doubt, do not hesitate to take professional guidance before agreeing to a loan guarantor.
2 min read1 Jun 2026How a ‘settled loan’ tag on your credit report can reduce creditworthiness and affect future loan approvals
A settled loan status on a credit report can negatively impact credit scores, reduce creditworthiness and hurt future loan approvals, while a closed loan status reflects responsible repayment behaviour and stronger financial credibility.
3 min read16 May 2026Canara Bank hikes MCLR rate by 5 bps — Here's a look at how this impacts your auto, home and personal loan repayments
Public sector lender Canara Bank on Tuesday (12 May) hiked its MCLR rates by 5 bps. We explore how this increase will likely impact borrowers' repayments for car loans, home loans and personal loans.
2 min read13 May 2026Canara Bank hikes MCLR lending rates; Bank of Baroda keeps rates unchanged — check details
Canara Bank MCLR hike by 5 bps may raise EMIs on floating-rate loans like home, auto and personal loans, while Bank of Baroda keeps rates unchanged, impacting borrowers linked to MCLR resets from 12 May 2026.
2 min read13 May 2026Missed an EMI payment? Here are 5 ways default can impact your credit score
EMI bounce on any form of debt can quickly damage your credit score. A single missed payment may significantly reduce scores, affect loans, and increase interest rates for borrowers over time.
2 min read12 May 2026Personal loan rates in May 2026: Compare SBI, HDFC, ICICI and other lenders with fees and EMIs
Comprehensive comparison of personal loan rates in May 2026 across SBI, HDFC, ICICI Bank, Axis Bank, and other lenders in India, including EMIs, interest rates, and processing fees, to help borrowers make informed decisions. Before finalising any loan offer, consult a certified financial advisor.
1 min read11 May 2026How Navi is sharpening its IPO pitch ahead of a fresh FY27 filing
Navi Ltd plans to file for an IPO in FY27, focusing on profitability and a diversified business model. The fintech aims to attract investors with its offerings in payments, lending, insurance, and investments.
4 min read4 May 2026Applying for a loan, requesting a credit report? Here's how your credit score is calculated in India
Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score…
3 min read30 Apr 2026Wait for it…
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