Portfolio Diversification
Diversification to di-worse-sification: the costly mistake of buying too many mutual funds
Decades after legendary investor Peter Lynch coined the term to warn against overcrowding a portfolio, Indian mutual fund investors are making the same costly error by investing in 20-30 schemes, many of which hold the same stocks.
2 min read9 Jun 2026Asset allocation calculator: Find your ideal equity-debt mix based on age, risk profile and investment horizon
Not sure about how much of your portfolio should be invested in equity and how much in debt? This is where an asset allocation calculator can help. So, let's find out your ideal asset allocation.
3 min read1 Jun 2026Does your portfolio needs a global hedge in a ‘weaponised’ world?
Geopolitical shifts are prompting Indian investors to reconsider strategies as economic equities become tools of statecraft. Experts emphasise the need for global diversification to mitigate local volatility and capture international growth amidst changing dynamics.
4 min read21 May 2026How your portfolio diversification may turn into ‘di-worsification’? Ace investor Charlie Munger explains
Munger argued that excessive diversification can dilute portfolio quality and reduce the impact of high-conviction investments. While diversification is traditionally considered a risk-management strategy, overdoing it may lead investors to allocate capital into mediocre businesses.
2 min read14 May 2026Starting your investment planning journey? From wealth creation to tax saving — Here are key factors to consider
Investment planning is crucial for financial stability, involving assessment of current finances, risk tolerance, and future goals. Here are key factors investors need to keep in mind while forming strategy.
3 min read12 May 2026Are you paying active fees for a passive fund?
Active share helps you spot whether your “active” fund is actually just tracking the index at a higher cost.
2 min read1 May 2026Indian retail portfolios are no longer insulated from global shocks
As the correlation between Indian and US markets hits record highs, the hidden global risks embedded in domestic stocks are making traditional diversification strategies obsolete.
3 min read22 Apr 2026Axis Max Life Diversified Equity Fund II: An Actively Managed Fund for Wealth Creation
The Axis Max Life Diversified Equity Fund II is a new actively managed fund focusing on long-term capital appreciation with 80% equity exposure. It aims to reduce volatility and optimise returns, leveraging a professional management team, and is available through ULIP offerings for policyholders.
8 min read14 Apr 2026Holding multiple mutual funds isn't diversification, says Nikunj Saraf; shares 3 pillars of an ideal portfolio
The smart approach in the current market is deploying capital in 3-4 tranches over the next quarter, increasing SIP amounts right now when more units are being bought at lower prices, and focusing on sectors where earnings resilience is visible regardless of crude, says Nikunj Saraf.
7 min read13 Apr 2026Why asset allocation matters—and how multi-asset funds can help?
A disciplined asset allocation strategy—not stock picking—drives most portfolio returns. Here’s why diversification and multi-asset funds are critical in volatile markets.
2 min read23 Mar 2026Wait for it…
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.