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6 government schemes that offer higher returns than FDs

Finology Research Desk has compiled a list of the 6 government schemes that currently offer higher returns than FDs. These can help protect your capital, provide stable income, secure your child's future, and keep your money safe from inflation.

6 min read20 Jun 2025
News

Juneteenth 2025: History, significance, and what’s open or closed on the federal holiday — Everything you need to know

Juneteenth 2025, a US federal holiday observed on June 19, may affect services at banks, the US Postal Inspection Service (USPIS), and post offices. Here's what to expect regarding closures and operations on this day.

1 min read16 Jun 2025
Industry

Budget push: India Post’s 150,000-office overhaul to unlock logistics partnerships

Announced in Budget 2025, India Post’s rural revamp aims to enhance e-commerce logistics. But it will have to solve challenges like lack of technology and agility.

2 min read2 Feb 2025
Infographic

8 best post office schemes with assured returns: Up to 8.2% annual interest

Small savings schemes like PPF, NSC, KVP, and SSA offer assured returns and income tax exemption up to ₹1.5 lakh under Section 80C. These schemes are secure alternatives to fixed deposits. They provide reliable investment options with added tax benefits.

1 min read26 Nov 2024
Money

Post office schemes: 8 financial instruments offer assured return up to 8.2%

Public Provident Fund has been offering an interest of 7.1 percent per annum with effect from Jan 1, 2024. The minimum investment one can make is ₹500 while the maximum is ₹1.5 lakh in a financial year.

2 min read19 Nov 2024
Money

Small savings schemes: What are the latest interest rates offered to depositors?

Conservative investors often look for fixed income instruments such as fixed deposits (FDs), debt mutual funds and small savings schemes, which are also known as post office savings schemes. There are a number of options available under small savings schemes which are listed below

2 min read4 Aug 2024
Web Stories

10 best post office schemes every investor should know about

Post office savings schemes provide interest rates ranging from 4% to 8.2% per annum. Here are the 10 most popular schemes among investors:

1 min read12 Jul 2024
Videos

Exclusive: How Alliance With RLD Saved BJP In Uttar Pradesh | Sanjay Kumar, Lokniti-CSDS Interview

2024 Lok Sabha election result left political pundits shocked. Exit polls got the number of seats horribly wrong. And unlike the general elections of 2014 and 2019. The BJP failed to secure a majority on its own. Leading to the emergence of a stong opposition for the first time in 10 years. But why did the BJP fail? What factors contributed to the success of the opposition. Watch this exclusive interview with the Co-Director Of Lokniti-CSDS, Sanjay Kumar to find out.

26 Jun 2024
Money

Post office deposits: These risk-free savings schemes offer up to 7.5% return. Do you own any?

Post office deposits: Explore Post Office Savings Schemes that offer attractive interest rates but no Section 80C tax benefits

1 min read30 May 2024
Videos

Why Did Elon Musk Land In China Days After Postponing India Visit? 5 Key Reaons

Just over a week after postponing his India trip citing very heavy Tesla obligations, Elon Musk landed up in China, practically unannounced. In Beijing, he met China's number 2 official, Li Qiang. China is Tesla's second largest market, and hence extremely important for Musk. But this particular visit at this particular time was extremely crucial for the EV maker, here's 5 big reasons why!

29 Apr 2024

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Budget

The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared

25 Articles