Power Of Compounding

Money

From ₹1 lakh to ₹34 lakh in Nifty 100 over two decades: What the 2008 and Covid crashes teach investors

A ₹1 lakh investment in the Nifty 100 TRI went through some of the market’s biggest shocks before reaching to ₹34.46 lakh today. The journey spans the 2008 crisis, Covid crash and other sharp corrections, highlighting the role of patience in long-term investing.

2 min read16 Aug 2026
Money

₹25,000 monthly SIP at 12%: Check estimated corpus after 10, 20 and 30 years and see how compounding builds ₹8.74 crore

A ₹25,000 monthly SIP earning an assumed 12% annual return can grow to ₹8.74 crore in 30 years. Check how compounding, understanding of core principles, disciplined investing and staying invested help create long-term wealth for retirement, children's education and financial independence.

2 min read19 Jul 2026
Money

Why starting your SIP at 25 can build far more wealth than waiting until 35

Start early, build more wealth. This investment planning example shows how the power of compounding helps long-term investing create a significantly larger corpus, even with modest monthly SIP contributions. Understand this concept today to ensure meaningful wealth creation in your life ahead.

3 min read14 Jun 2026
Money

SIP can help you build a ₹1 crore education corpus for your child through early compounding — here’s how

SIP investing for your child’s education can build a ₹1 crore corpus through the power of early compounding. Starting an SIP early reduces the monthly burden and ensures long‑term financial security for your child.

2 min read25 May 2026
Money

Why most SIP investors fail midway — And how the 7-5-3-1 rule can help you create real wealth

The main challenge in mutual fund SIPs is staying invested long enough to benefit from compounding. The 7-5-3-1 rule emphasises patience, diversification, and emotional discipline to build long-term wealth, showing that staying invested for at least 7 years significantly increases portfolio value.

3 min read18 Apr 2026
Money

Mutual Fund SIP: Why is making the first crore the hardest thing to do?

The toughest part of building a ₹10 crore retirement fund is reaching the first ₹1 crore, which may take 14 years. However, with compounding and consistent SIP investments, subsequent crores can be accumulated significantly faster

3 min read18 Apr 2026
Money

Hidden cost of delaying investments: Starting SIPs late can kill crores from your portfolio

Starting early in investment significantly impacts wealth creation due to compounding. Aman, investing ₹5000 at 25, accumulates ₹2.75 crore by 60. Delaying investment reduces returns, emphasizing the importance of timing over the amount invested.

2 min read18 Apr 2026
Markets

Ahead of HDFC Bank bonus issue, this fund manager reveals why he’s bought 10 bank shares monthly for over 15 years

HDFC Bank shares: Gurmeet Chadha, CIO & Managing Partner at Complete Circle Wealth, in a recent post on the social media platform X, said that he has been consistently buying 10 shares of HDFC Bank every month for more than 15 years, regardless of Indian stock market conditions.

1 min read19 Jul 2025
Money

A viral post claims Jindal shares bought for ₹1 lakh are now worth ₹80 crore. But is it true?

The original share certificates were of Jindal Vijaynagar Steel Ltd, which was merged into JSW Steel in 2005. But to determine the correct value of the 5,000 shares, you need to follow the timeline of JSW Steel's corporate actions.

3 min read23 Jun 2025
Mutual Funds

Magic of Compounding: Monthly SIP of ₹12,000 in this mutual fund since its launch would have grown to ₹1 crore now

ICICI Prudential Bluechip fund has delivered an annualised return of 15.92% since inception. If an investor were investing ₹12,000 every month via SIP into this large cap fund, the total investment would have grown to ₹1.05 crore by now

2 min read3 Nov 2024