Ppf

The Centre has kept interest rates of small savings schemes unchanged for the April-June 2026 quarter. Here's how much you get for PPF, NSC, Sukanya Samriddhi, Kisan Vikas Patra and post deposits.

FDs and PPFs are low-risk investments with attractive returns. FDs offer fixed returns and liquidity, while PPFs offer tax benefits and potential higher returns.

Those looking to invest in their minor child’s name can consider opening a PPF account to benefit from the snowballing effect of continued investments over a 15-year-long tenure.

A PPF investment translates to “Committing to Investing” considering how the same must be continued for 15 years. Putting money in a PPF account surely helps, but are you ready to commit for such a long period, given the comparatively low-interest rates and stringent rules regarding withdrawal?

The tax benefits on both VPF and PPF are the same. However, the interest rates differ, which is why investment in VPF yields more than putting money in the PPF account.

ELSS mutual funds offer potentially higher returns with greater volatility, whereas PPF provides guaranteed returns with low risk.

You invest in a PPF account for 15 years. However, the investment amount attains maturity after 16 years from the date on which the account has been opened. Recurring extensions of five years, with or without contributions, is also allowed, thus, increasing the scope for continued investments.

By deferring investment after 5th of a month, investors tend to lose out on interest for that month. In PPF, interest is credited at the end of the year but is calculated on a monthly basis.

NPS vs PPF: The volatility of NPS is usually compensated by the debt segment of the National Pension System

Dividend paying Vedanta stock has given total dividend of ₹81 per share in FY23