Ppf News
Here's why you may want to open PPF accounts for your spouse, children and parents
If you wish to invest more than ₹1.5 lakh a year in the Public Provident Fund, you can do so by gifting money to members of your immediate family and investing it in their PPF accounts.
2 min read3 Apr 2025How to withdraw VPF for home purchase, loan repayment
It is a misconception that the voluntary and employee provident funds exist separately. Any contribution above the statutory provident fund (12% of basic pay) is the voluntary provident fund.
5 min read13 Mar 2025Public Provident Fund: Is PPF a smart investment tool for income tax savings and ITR filing?
Public Provident Fund (PPF) is a government-backed investment option that offers tax exemption during investment, interest accumulation, and withdrawal. With a 15-year tenure and a current interest rate of 7.1%, it is ideal for low-risk savers
1 min read25 Dec 2024Bank FD vs PPF vs ETFs: Where should you invest in the last month of the year?
Investors weigh options like ETFs, PPFs, and Bank FDs as year-end approaches. Experts advocate for a diversified approach to enhance returns while managing risks effectively
1 min read26 Nov 2024Public Provident Fund: What are the PPF account rules for non-residents?
Non-residents can maintain their existing PPF accounts, contributing ₹500 annually to keep them active. Additional contributions are unnecessary for tax benefits
2 min read26 Nov 2024Public Provident Fund vs Sukanya Samriddhi Yojana vs Post Office Fixed Deposit: Latest interest rates compared
Saving is important for retirement and emergencies, with PPF, SSY, and fixed deposits as popular options
1 min read19 Nov 2024Planning to open PPF account online on Diwali 2024? Here are three new Public Provident Fund rules that you MUST know
The Public Provident Fund (PPF) offers a low-risk investment with a 7.10% interest rate. The changes, effective October 1, 2024, limit individuals to one PPF account per child, with excess accounts earning only 4% interest. NRIs must declare residency to avoid losing interest
2 min read31 Oct 2024Staying Invested More Important Than Constantly Tweaking Portfolio: Parag Parikh's Rajeev Thakkar
In the 4th episode of Guru Portfolios, we speak with Rajeev Thakkar, the CIO of PPFAS Mutual Fund. Thakkar uses a fun analogy to give investors some key advice - while driving, we always look forward, rarely into the rear-view mirror. Why not do the same instead of constantly analysing past returns? 'Evaluating your risk appetite, doing proper asset allocation and staying the course in investing is more important than constantly tweaking your portfolio', he says. Watch the full episode!
30 Mar 2024Attention PPF, SSY, NPS account holders! Do this by March 31 or else...
Various tax-saving investment avenues like PPF, SSY, and NPS require minimum contributions by March 31 to stay active. Failure to do so can lead to penalties and dormant accounts
1 min read31 Mar 2024Bank FD vs PPF: What would serve best to risk-averse investors?
FDs and PPFs are low-risk investments with attractive returns. FDs offer fixed returns and liquidity, while PPFs offer tax benefits and potential higher returns.
3 min read30 Sep 2023Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared