E-PaperPpf News
Staying Invested More Important Than Constantly Tweaking Portfolio: Parag Parikh's Rajeev Thakkar
In the 4th episode of Guru Portfolios, we speak with Rajeev Thakkar, the CIO of PPFAS Mutual Fund. Thakkar uses a fun analogy to give investors some key advice - while driving, we always look forward, rarely into the rear-view mirror. Why not do the same instead of constantly analysing past returns? 'Evaluating your risk appetite, doing proper asset allocation and staying the course in investing is more important than constantly tweaking your portfolio', he says. Watch the full episode!
30 Mar 2024Attention PPF, SSY, NPS account holders! Do this by March 31 or else...
Various tax-saving investment avenues like PPF, SSY, and NPS require minimum contributions by March 31 to stay active. Failure to do so can lead to penalties and dormant accounts
1 min read31 Mar 2024Bank FD vs PPF: What would serve best to risk-averse investors?
FDs and PPFs are low-risk investments with attractive returns. FDs offer fixed returns and liquidity, while PPFs offer tax benefits and potential higher returns.
3 min read30 Sep 2023Want to invest for your minor child? Here's why a PPF account could make for a good choice
Those looking to invest in their minor child’s name can consider opening a PPF account to benefit from the snowballing effect of continued investments over a 15-year-long tenure.
3 min read23 Jul 2023What does it take to invest in PPF and stay invested in it? We explain
A PPF investment translates to “Committing to Investing” considering how the same must be continued for 15 years. Putting money in a PPF account surely helps, but are you ready to commit for such a long period, given the comparatively low-interest rates and stringent rules regarding withdrawal?
4 min read26 May 2023VPF vs PPF: What should salaried employees opt for?
The tax benefits on both VPF and PPF are the same. However, the interest rates differ, which is why investment in VPF yields more than putting money in the PPF account.
2 min read4 May 2023Your Questions Answered: I am 26 and looking for tax-saving investments. Is ELSS mutual fund better than PPF?
ELSS mutual funds offer potentially higher returns with greater volatility, whereas PPF provides guaranteed returns with low risk.
5 min read14 Apr 2023What happens to your PPF account post its maturity? We explain
You invest in a PPF account for 15 years. However, the investment amount attains maturity after 16 years from the date on which the account has been opened. Recurring extensions of five years, with or without contributions, is also allowed, thus, increasing the scope for continued investments.
4 min read8 Apr 2023Why should you invest in your PPF account before the fifth day of a month? An explainer
By deferring investment after 5th of a month, investors tend to lose out on interest for that month. In PPF, interest is credited at the end of the year but is calculated on a monthly basis.
2 min read5 Apr 2023Is it wise to move towards PPF, EPF amid falling NPS return — explained
NPS vs PPF: The volatility of NPS is usually compensated by the debt segment of the National Pension System
2 min read20 Feb 2023Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared