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Pre EMI vs full EMI - What should you consider while applying for a home loan? | Mint Primer

As property rates keep on rising day by day, it has become nearly impossible to buy a house entirely from your savings. In such situations, home loans have become quite a popular and viable option. With these loans, one may comfortably pay off the mortgage amount over a period of 20 to 30 years by breaking it up into several modest payments, or EMIs. The principal loan amount as well as the interest on the loan, which will be spread out over a number of years until the loan repayment is fully paid off, are both included in the EMI. EMIs are of two types- pre-EMI and full EMI. As it might be confusing for you to pick one, we go through each of them in detail in this video. #emi #homeloan #loanrepayment #loan #mint Subscribe Now For Latest Updates- https://tinyurl.com/lbw8nze

5 Dec 2022
Money

Home loan can be switched to another bank even if it is partially disbursed

You can convert your partially disbursed loan to a fully disbursed loan and convert your pre-EMI to an EMI

3 min read18 Apr 2017
Money

De-jargoned: Pre-EMI

You will not be able to avail any tax deduction during the pre-EMI period

1 min read31 Oct 2013
Opinion

Delayed project means more interest outgo

Delayed project means more interest outgo

4 min read13 Dec 2011

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