Provident Fund

EPFO is looking to automate final provident fund withdrawal claims to expedite money transfer to applicants' accounts and plans to allow auto-transfer of accounts during employer shifts. Here's all you need to know…

After a PPF account matures, investors can withdraw the corpus, extend it for five years, or make phased withdrawals. Choices depend on financial goals and liquidity needs. Details here.

NRIs can keep their PPF accounts active, but cannot open new ones. They must maintain a minimum deposit and cannot extend the tenure beyond 15 years. Here's how the proceeds are handled, among other rules you should be aware of.

EPFO subscribers will soon be able to withdraw funds via ATMs, enhancing convenience. This change, part of the EPFO 3.0 initiative, is expected to be implemented by the end of May, allowing quick access to provident funds with minimal paperwork.

PPF accouont holders can expect ₹1,54,50,911 maturity amount after 30 years, assuming a flat PPF interest rate of 7.10% throughout this period

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both offer tax benefits and fixed interest rates, but differ in eligibility, contributions, and withdrawal rules.

EPF corpus from a ₹50,000 salary can grow substantially over 20 years through disciplined contributions, employer support and compounding, potentially reaching ₹40–60 lakh with salary increments.

The declarant, who is a resident, must ensure that their expected final tax liability for the year is NIL and duly fill all the rows in Part A of the Form No.121 and sign it.

Rising market uncertainty in 2026 is reshaping SIP vs PPF allocation, as investors move beyond the 70:30 rule towards flexible strategies that balance growth, stability, tax efficiency, and personal finance goals.

SCSS vs SSY vs SBI FD vs PPF comparison highlights interest rates, lock-in periods, tax benefits and suitability, helping investors in the nation choose stable, low-risk savings options in uncertain markets.