Public Provident Fund

EPF is crucial for retirement savings, with both employees and employers contributing. Here's what happens if someone switches to self-employment, move to an establishment that is not covered by EPFO or stop working altogether.

PPF or SIP: Key differences in risk, returns, taxation, liquidity and investment horizon are explained to help you decide whether one or both fit your long‑term financial goals.

PPF offers 7.1% interest, but eligible old-regime taxpayers may earn a higher effective return after factoring in the Section 80C tax benefit. Here’s how the tax saving can push the effective annualised return to around 11%, and why the benefit does not apply to every investor.

How you invest ₹1.5 lakh in the Public Provident Fund (PPF) could influence the size of your long-term corpus. Here’s what investors should know about PPF investment timing, interest calculation and key rules over 15 years.

Small savings schemes vary based on individual needs and tax situations. Notable options include PPF with 7.1% interest, SSY at 8.2%, and NSC at 7.7%, each with tax benefits, lock-in periods, and unique characteristics.

PPF investment calculator: See how ₹1,000, ₹5,000 and ₹10,000 monthly investments could grow over 15 years at 7.1%. Check the PPF returns, tax benefits, contribution limits and long-term savings.

In a recent legal dispute, a daughter sued her father for withdrawing funds before she could claim it upon maturity. The Delhi High Court ruled in her favor. Here's what parents can and cannot do with their child’s savings.

Sukanya Samriddhi Yojana (SSY) v Public Provident Fund (PPF) in 2026: Compare interest rates, tax benefits, eligibility, maturity, withdrawals and returns to understand which government-backed savings scheme better suits your financial goals.

Among the safest investment options in India, public provident fund or PPF investment can help parents prepare for the big expenses in your children's future, be it health, marriage, education or other aspirations.

Steady investment in public provident fund over a long term is a sure way of building wealth using the power of compounding. Today, we look at how much savings ₹5,000 per month in PPF gives you over a period of 15 to 50 years…