Repo Rate

Money

Senior citizens can now earn up to 7.95% on FDs as Bandhan Bank revises deposit rates | Check tenure and other details

Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits.

2 min read24 Jun 2026
Money

How the spread impacts your home loan EMI

Understanding the spread can make the difference between assuming you are benefiting from an RBI rate cut and discovering that much of the benefit has been offset by the bank's pricing decisions.

8 min read10 Jun 2026
Money

RBI raises inflation forecast, cuts growth estimates: Is it time to rethink your mutual fund portfolio?

With inflationary pressures building and many analysts expecting rate hikes later in FY27, investors are reassessing their investment strategies. But what should mutual fund investors do in such a scenario? Let's find out what experts have to say.

6 min read9 Jun 2026
Money

Home loan rates in June after RBI policy: SBI, HDFC, PNB and others compared – Who is offering the cheapest loan?

The RBI maintained its repo rate at 5.25% to await clearer economic signals amid rising inflation risks. Home loan rates remain unchanged, with public banks offering rates from 7.10% to 7.25%. Measures to attract foreign capital were also introduced to support the rupee.

2 min read8 Jun 2026
Industry

RBI leaves rates unchanged, shifts focus to attracting foreign capital

The six-member monetary policy committee (MPC) kept the repo rate unchanged at 5.25%, citing geopolitical risks, supply-chain disruptions and weather-related uncertainties.

4 min read5 Jun 2026
Money

Repo rate unchanged: The next move for FD investors and home loan borrowers

RBI governor announced the unchanged repo rate of 5.25% with a 'neutral' policy stance, citing inflation risks from geopolitical tensions. Here's what it means for fixed deposit investors and home loan borrowers.

3 min read5 Jun 2026
Industry

Banks dip into surplus funds, short-term borrowings to support credit growth

Public sector banks are increasingly relying on surplus funds and short-term borrowing from the RBI to meet loan demand as deposit growth lags. But analysts caution that without stronger deposit mobilization, credit growth may face constraints.

5 min read18 May 2026
Money

Canara Bank hikes MCLR lending rates; Bank of Baroda keeps rates unchanged — check details

Canara Bank MCLR hike by 5 bps may raise EMIs on floating-rate loans like home, auto and personal loans, while Bank of Baroda keeps rates unchanged, impacting borrowers linked to MCLR resets from 12 May 2026.

2 min read13 May 2026
Money

FD rates 2026: How much will ₹1 lakh, ₹5 lakh and ₹10 lakh earn in top banks of India?

Fixed deposits remain a favored choice for conservative investors, offering stable returns influenced by repo rate changes. Major banks in India offer FD rates between 6% and 7.25%, with higher rates from small finance banks.

4 min read10 May 2026
Money

FD laddering strategy: How to split ₹10 lakh for better returns and liquidity

FD laddering involves spreading investments across multiple fixed deposits with varying maturities, enhancing liquidity and flexibility. Here's how it works and how the strategy benefits investors when repo rate is changed by RBI.

1 min read9 May 2026