Repo Rate
PNB prepares for more deposit rate cuts as margin pressure builds
Margin pressure from falling loan yields is pushing the state-owned lender to consider deeper deposit repricing after a series of policy rate cuts.
3 min read03:49 PM ISTNew year, new yields: Why 2026 is the year for bond investors to shine
With RBI's repo rate cuts in 2025, bonds are becoming attractive for Indian investors. The cooling equity markets and potential for higher bond yields suggest a strategic shift towards fixed income investments for wealth creation in 2026.
5 min read28 Dec 2025Liquidity, not just rate cuts, holds the key to cooling Indian bond yields
Market participants argue that without a durable infusion of ₹2-2.5 trillion and structural shifts in bank balance sheets, the monetary easing cycle will fail to transmit to the broader economy.
5 min read22 Dec 2025RBI Governor voted for rate cut on back of benign inflation, to support growth: MPC minutes show
After the RBI cut the repo rate to 5.25% earlier in December, some economists have discounted the possibility of further rate cuts.
4 min read19 Dec 2025SBI revises term deposit rates, reduces lending rates — check details
The State Bank of India has revised interest rates for term deposits and reduced MCLR and EBLR rates following a repo rate cut by the RBI. Interest rates for senior citizens and the general public on various tenures have been revised, effective from December 15, 2025.
2 min read13 Dec 2025What to do when banks refuse to reduce home loan interest rates
While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years.
6 min read10 Dec 2025RBI rate cut: Time to rethink your home loan strategy?
The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.
2 min read10 Dec 2025Retail inflation likely inched up to 0.8% in November: Mint poll
Inflation is expected to pick up after hitting a record low of 0.25% in October on subdued food prices and favourable base effects. However, any further action on policy rates will depend on whether inflation continues to surprise on the downside.
2 min read10 Dec 2025Will RBI cut rates again in 2026? Here's what brokerages say after a surprise 25 bps easing in December monetary policy
The RBI cut the repo rate by 25 bps to 5.25%, reflecting confidence in disinflation. With CPI inflation projected at 2% for FY26, brokerages speculate on another cut in 2026, though external factors may influence the decision.
3 min read8 Dec 2025Will rate cut bring developers back to affordable housing?
Elevated land acquisition and construction costs have made the affordable housing segment financially less enticing for many developers
2 min read8 Dec 2025Wait for it…
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