Retail Loans
Non-banks drive asset reconstruction purchases amid retail loan stress
Driven by tighter corporate debt supply and flexible pricing from non-banks, debt resolution firms are taking on larger volumes of small-ticket retail loans to free up lender capital.
5 min read28 Aug 2026State-owned banks asked to build buffers as stress rises in retail, MSME loans
The directive marks the most significant effort since the covid-19 pandemic to strengthen banks’ precautionary buffers, when lenders were encouraged to keep a close watch on restructured loans and other vulnerable segments amid concerns over a potential surge in bad loans
3 min read4 Jun 2026Man with a plan: What Rajiv Anand intends to do at IndusInd Bank
IndusInd Bank CEO Rajiv Anand outlines his roadmap to restore trust, rebuild balance sheets, and steer the lender through a three-year transformation.
4 min read10 Nov 2025Most PSU banks likely to report strong loan growth driven by Retail, Agri and MSMEs: Nuvama
Even as corporate loan growth continues to remain subdued, most public sector banks (PSBs) are expected to post robust loan growth in the coming quarter, primarily led by loans to retail, agriculture, and MSME segments, according to a sector update by Nuvama Institutional Equities.
2 min read23 Sep 2025RBL Bank, Aditya Birla Capital, SBI Cards rally up to 5% as RBI sees easing stress in unsecured loans
Shares of RBL Bank, Aditya Birla Capital, and SBI Card rose up to 5% after RBI noted easing stress in unsecured loans and credit cards, while cautioning that microfinance institutions still face pressure.
2 min read6 Jun 2025Microfinance stress, RBI embargo weighed on Kotak Bank’s Q4 profitability
Kotak Mahindra Bank's agriculture portfolio grew a muted 1% on-year in the March quarter, and its retail microcredit loan portfolio fell 33%. The bank aims to grow its share of unsecured and personal loans to around 15% of its advances.
3 min read4 May 2025How will RBI's rate cut affect my EMIs?
It usually takes some time for customers to see these benefits of RBI rate cuts, although a few loans that are directly linked to the repo rate may be available at lower rates for new borrowers.
1 min read12 Feb 2025Man with a plan: What Rajiv Anand intends to do at IndusInd Bank
IndusInd Bank CEO Rajiv Anand outlines his roadmap to restore trust, rebuild balance sheets, and steer the lender through a three-year transformation.
4 min read10 Nov 2025How will RBI's rate cut affect my EMIs?
It usually takes some time for customers to see these benefits of RBI rate cuts, although a few loans that are directly linked to the repo rate may be available at lower rates for new borrowers.
1 min read12 Feb 2025Wait for it…
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