Retirement Fund News
What the new NPS rules mean for your retirement savings
Starting 1 October, the National Pension System will implement major reforms, allowing up to 100% equity in new tailored schemes and easing withdrawal rules. What do these changes mean for you and your savings?
6 min read26 Sep 2025How you can retire with less retirement corpus
A study shows that a rule-based withdrawal strategy allows you to retire with less expenditure cover, but with some trade-offs.
4 min read8 Sep 2025National Pension System: Why no one wants to be a retirement adviser in India
The NPS has multiple choices and complex withdrawal and annuity rules, requiring significant sales effort. The low monetary incentives make it even harder to sell at scale.
5 min read27 Aug 2025How much time does it take to double your money? Rule of 72 explains…
For most investors, amassing wealth to meet goals is important, be it increasing your net worth, creating a good retirement, education or wedding fund. We explain a simple do-it-yourself (DIY) rule of thumb known as the “Rule of 72”.
2 min read13 Aug 2025Retirement planning: Why bucket strategies don’t protect against sequence risk
Simple periodic rebalancing strategies outperform bucket strategies because they not only avoid selling equity at market bottoms but also actively buy equity when valuations are low.
2 min read13 Jul 2025Retirement planning: Is this advisable to invest in solution-oriented mutual funds?
Investors tend to invest in a gamut of mutual funds to curate a portfolio for the purpose of making corpus for retirement. Alternatively, one can simply invest in solution-oriented mutual funds.
2 min read20 Jun 2025Indians must adapt FIRE to indigenous needs
FIRE is not a one-size-fits-all approach, especially in India, where cultural attitudes about money are deeply entrenched in familial obligations, social expectations and economic disparities.
4 min read15 Jun 2025Why more equities won’t save you from low withdrawal rates in retirement
A retirement portfolio with heavy equity exposure is likely to face substantial volatility and heightened sequence risk.
3 min read9 Jun 2025Seeking early retirement? What it actually takes to escape the 9 to 5 trap
Early retirement isn't the goal. It is about the freedom to choose how you spend your time. Here's a deeper look at what FIRE really means in the Indian context.
3 min read27 May 2025What should be the strategy to invest your retirement funds
What should be the strategy to invest your retirement funds
4 min read19 May 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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