Retirement Plans
Why retirement planning today must account for longevity, inflation and income security
A new approach to retirement planning is essential as longer lifespans, inflation and rising healthcare costs reshape financial goals, making income security and long-term financial independence more important than ever.
2 min read4 Jun 202675.5% of Indians lack a retirement plan, while 77% avoid financial advice: 1 Finance survey
A growing retirement planning gap in India is raising concern as 75.5% of middle-aged earners lack a detailed plan while 77% have not sought financial advice, reveals a 1 Finance survey.
2 min read21 May 2026Man in his 60s laid off from Intel hunts for jobs, says ‘retiring doesn’t make sense for me yet’
Brad Jenkins said that everything in the job was going smoothly until March 2025, when Intel replaced the chief executive officer (CEO), and there was an emphasis on reducing management layers.
2 min read26 Apr 2026₹50 lakh retirement corpus: How to invest in SCSS, mutual funds, equities and other assets — CA offers tips
Secure retirement planning can turn a ₹50 lakh retirement corpus into a balanced income engine. Here is how you can blend SCSS, mutual funds, equities and debt for inflation-beating, tax-efficient long-term financial stability.
5 min read16 Apr 2026Starting retirement planning at 40? Here are 5 steps to build healthy corpus
Retirement planning at 40 can still help build a strong corpus. Disciplined investing, diversification, insurance and clear financial goals are key. Read here about these measures that ensure stability, protect against inflation, and support long‑term financial independence.
3 min read25 Mar 2026Why UPS pensions are hard to replicate through NPS
Central government employees must choose between NPS and UPS. Our simulations show that replicating UPS’ assured, inflation-linked pension through a market-linked NPS corpus is difficult in most realistic scenarios.
3 min read9 Mar 2026JPMorgan hands $1,000 to employees who earn less than $80,000
Many staff members will receive the money in the form of a contribution to their 401(k) plans.
1 min read11 Dec 2025Half of EPF savers retire with just ₹20,000. EPF 3.0 could make it worse.
EPF 3.0 brings long-overdue simplification and flexibility. But in chasing convenience, we risk forgetting what the provident fund was built for—retirement security.
2 min read7 Nov 2025‘It feels like a betrayal,’ ex-Microsoft manager, 62, opens up on being laid off and leaving big tech after 20 years
Joe Friend, a 62-year-old former Microsoft director, was laid off after 20 years, disrupting his retirement plans. Despite receiving severance pay, he feels uncertain about his future and has turned to supporting a young entrepreneur, realizing his next job won't be at Microsoft.
2 min read26 Oct 2025Everything you need to know about the new NPS schemes launched by pension managers
With the new Multiple Schemes Framework, India’s National Pension System (NPS) lets investors go all-in on equities, pick themed portfolios, and even exit mid-career. But experts warn it could be turning too complex for comfort.
5 min read13 Oct 2025Wait for it…
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