Savings News
When companies that have never made money come calling for your savings
An analysis of nine high-profile 'digital' IPOs over the last three years shows that six are still below the issue price, and most are deeply unprofitable.
3 min read16 Nov 2025Money saved with banks serve worthy purposes: Why deposits need a tax break
Bank deposits underpin much of India’s economic architecture—from part financing government budgets to priority-sector lending. Yet, interest income faces punitive taxation, pushing savers into riskier avenues of investment. It calls for a tax rethink.
4 min read5 Nov 2025Is your PF account in order? Follow this checklist to find out
Delays in PF withdrawals often stem from minor errors in personal details or missing transfers. Here’s how to review and fix your EPF records before they cause trouble.
2 min read27 Oct 2025India's shining GDP data masks a key weakness in what fuels growth: household savings
India’s economy is hailed for its rapid growth in a slowing world, but beneath the headline numbers lies a troubling story. Collapsing household savings, vanishing foreign inflows and prolonged wage stagnation could quietly erode the very basis of this growth miracle.
4 min read6 Oct 2025Not PPF or NSC – this small savings scheme offers the highest interest. Check the latest rate here
Small savings schemes offer reliable long-term investment returns, appealing to conservative investors. The Sukanya Samriddhi Yojana has the highest interest rate at 8.2%.
1 min read2 Oct 2025Small savings schemes: Govt announces interest rates for PPF, NSC for October-December quarter of FY26; check details
Small savings scheme: The Ministry of Finance has maintained the interest rates for various small savings schemes for the third quarter of FY 2025-26, effective from October 1, 2025, with rates unchanged from the previous quarter.
1 min read30 Sep 2025Stock market danger: The myth of buoyancy has turned it into a hamster wheel
The Indian stock market’s buoyancy is a myth with multiple holes. Not only could it be masking a deeper crisis in household savings, but the government may also have a pressing reason to keep capital markets in perpetual motion.
4 min read21 Sep 2025Should a senior citizen with limited corpus invest in conservative mutual funds?
Senior citizens looking to diversify from fixed deposits can explore government-backed schemes like SCSS and Post Office plans for steady, tax-efficient income, with minimal risk and moderate returns.
2 min read17 Sep 2025The week in charts: GST overhaul, monsoon mayhem, e-waste recycle
From the government announcing an overhaul of India's indirect tax regime and launching a central scheme for recycling critical minerals to shrinking current account deficit (CAD) and the monsoon season's turbulent impact across the country, here is this week's news in numbers.
3 min read6 Sep 2025ICICI Bank minimum account balance: Revised charges, who's impacted, penalty, more - All FAQs answered
ICICI Bank minimum account balance: ICICI Bank has revised its minimum balance requirements, reducing urban and metro areas to ₹15,000 and semi-urban to ₹7,500. Rural areas now require ₹2,500.
2 min read14 Aug 2025Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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