Savings

Smart financial protection meets savings with ABSLI ‘Anmol Akshaya’, a goal-based plan by Aditya Birla Sun Life Insurance that offers wealth creation, family cover and women-centric benefits. Check the complete details of the plan.

Frozen bank account access can disrupt daily finances. Understand common reasons, required documents, timelines, and practical steps to unfreeze a bank account quickly and avoid future account restrictions.

A Mumbai-based man has sparked a lively debate online after revealing that he and his partner, who collectively earn ₹2.2 lakh a month, are struggling to save money.

Secure a steady retirement income with the Senior Citizens Savings Scheme (SCSS) at 8.2%. A couple can earn nearly ₹5 lakh annually on a ₹60 lakh investment backed by a government guarantee.

Investing in a Public Provident Fund (PPF) can yield better long-term returns by timing contributions. Depositing before the 5th of each month ensures interest accrual for that month, maximizing compounding benefits over the 15-year tenure at a current interest rate of 7.1%.

Smart emergency fund planning strengthens financial stability as experts explain emergency fund in FD or savings account strategy balancing liquidity, returns, tax efficiency, FDs, savings accounts and arbitrage options.

Bank fixed deposits are favored by risk-averse investors for stable returns. However, if you are seeking alternative schemes that are backed by the government and offer higher interest rates than most FDs, here's a list of options.

Emergency funds are essential for financial planning, acting as a buffer for unexpected expenses. A savings account is ideal for these funds, offering security, accessibility, and interest.

Ankur Warikoo's old clip has gone viral in which he explained how Bengaluru techies can save more by ditching Mumbai's same salary. Comparing financial realities of the two top tier cities, he described a master plan for ₹2 crore savings in 18 years.

SCSS vs FD comparison highlights higher assured returns from government-backed schemes than bank fixed deposits over five years, with SCSS offering superior maturity value alongside FD flexibility for investors.