Self help group

Prime Minister Narendra Modi distributes RuPay cards at the launch of the ‘Digitised SHG Member Transaction’ programme. Photo: PTI

How small loans can be made cheaper

10 min read . 27 Nov 2017
There are now close to 240,000 gram panchayats with around three million elected representatives, of whom about 40% are women. Photo: HT<br />

Three profound transformations

4 min read . 22 Dec 2014
The question is whether existing banks are ready to take the leap of faith to reach the poor and lead the transformation or wait for new banks to take the lead. Photo: Rituparna Banerjee/Mint<br />

Banks can be happy small lenders

4 min read . 10 Dec 2013
<br />Jayachandran/Mint<br />

The populist assault on incentives

3 min read . 20 Aug 2012
Recurrent loan waivers have institutionalized a moral hazard in farmers, encouraging them to default. Photo:Hemant Mishra/Mint<br />

The populist assault on incentives

4 min read . 20 Aug 2012