Senior Citizens

Money

ITR filing 2026: FD interest is taxable — here's how to report it correctly

FD interest income is fully taxable but tax implications may vary based on the chosen tax regime and taxpayer age. Some deductions may also be available, based on your age and income profile. Here's all you need to know.

2 min read18 Jul 2026
Money

Income-tax returns: Filing tax as a senior citizen? Tax slab, rebate and marginal relief — here are key things to know

Income-tax returns: The I-T department has released excel utility of its ITR-1 (Sahaj), ITR-2, ITR-3, and ITR-4 (Sugam) forms for AY27. Today we lay out the numbers and key things to know for senior and super senior citizens looking to file their returns.

6 min read12 Jul 2026
Money

ITR 2026: Senior citizens can claim ₹50,000 deduction even without health insurance —Here's how

The income tax return filing deadline is approaching, prompting taxpayers to gather documents. Section 80D allows senior citizens without health insurance to claim up to ₹50,000 for medical expenses, available only under the old tax regime.

2 min read7 Jul 2026
Money

Senior citizen FD rates in July 2026: HDFC Bank, PNB, YES Bank, Equitas and other banks offer up to 8.50%; check details

Senior citizen FD rates in July 2026 offer returns of up to 8.50%, with small finance banks leading the market. Compare fixed deposit interest rates, tenures and bank-wise offers across 13 lenders to find suitable options for predictable returns.

2 min read6 Jul 2026
Money

How SCSS helps senior citizens earn a ₹20,500 monthly income from ₹30 lakh savings

Secure your retirement with SCSS, a government-backed savings scheme offering stable income for senior citizens. This article explains how a ₹30 lakh investment can generate around ₹20,500 monthly income with safety, tax benefits and predictable returns.

2 min read28 Jun 2026
Newsletters

The cost of buying anything and everything that’s sold as a great investment pick

A critical illness policy has become almost as popular as a regular health insurance plan, but the understanding of the product remains sketchy.

5 min read27 Jun 2026
Money

5 government apps everyone should use to stay financially organized, protect documents and access essential services

Managing money today goes beyond saving. These five government apps help everyone stay financially organised by securing important documents, enabling safe digital payments and providing easy access to essential government and financial services.

1 min read26 Jun 2026
Money

Senior citizens can now earn up to 7.95% on FDs as Bandhan Bank revises deposit rates | Check tenure and other details

Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits.

2 min read24 Jun 2026
Money

ITR filing 2026 for pensioners: Health insurance, bank interest — These key deductions can reduce your tax outgo

Pensioners can file income tax returns even after retirement and are eligible for several tax deductions. Options for filing ITR depend on income sources. Full list of available deductions here.

2 min read20 Jun 2026
Money

ITR filing AY 2026-27: Complete guide to income tax slabs for senior and super senior citizens

Under the Income Tax Act, a senior citizen is defined as a resident individual aged 60 years or older, but less than 80 years during the previous year. A super senior citizen is a resident who is 80 years of age or older. Here are the income tax slabs applicable to senior and super senior citizens.

3 min read16 Jun 2026