SIP
Top flexi-cap funds: 9 schemes delivered over 15% in 10-year SIP returns; Quant, HDFC and Parag Parikh led the pack
A ₹10,000 monthly SIP in nine flexi-cap funds would have grown to at least ₹26.5 lakh in 10 years, with the best performer reaching ₹36.5 lakh. Quant Flexi Cap Fund topped the list with 21.1% returns, while HDFC Flexi Cap and Parag Parikh Flexi Cap also delivered more than 17%.
3 min read10 Aug 2026Why stopping a SIP early can make you lose out on its real benefit
Data suggests do-it-yourself investors may be quitting SIPs without giving them enough time. Rolling returns since 2005 show how the odds of losing money shrink the longer you stay.
6 min read10 Aug 202628 international funds stop existing SIPs amid overseas investment limits; Edelweiss' Radhika Gupta says ‘no choice’
New investments in international funds have already faced restrictions, and now existing SIPs are also being stopped. With 28 schemes affected, Indian investors seeking global exposure may have fewer options going forward.
2 min read9 Aug 2026Doing monthly SIP in ELSS fund for last three years? Here's why you can't redeem your entire investment today
Many ELSS investors assume they can redeem their entire investment once the first SIP completes three years. However, each SIP instalment has its own three-year lock-in, resulting in staggered redemptions. The lock-in cannot be bypassed by paying an exit load.
3 min read6 Aug 2026How Gen Z can build wealth starting from first paycheck— expert lists 5 steps for financial planning
Young people often struggle to balance their salaries between SIPs and emergency funds. An expert advises prioritizing a strong financial foundation, making informed investment choices and maintaining discipline to build long-term wealth.
1 min read6 Aug 2026No international mutual funds left for fresh SIPs after Baroda BNP Paribas Aqua FoF closure: What investors can do now?
Indian investors no longer have any international mutual fund open for fresh SIPs after Baroda BNP Paribas Aqua FoF stopped accepting new investments. With overseas investment limits restricting fund houses, investors are left with alternatives like international ETFs or direct overseas investing.
2 min read26 Jul 2026Building an emergency fund? Start with less than ₹1,000 — Here's how to calculate your monthly SIP investment
When making your financial plan, you can use systematic investment plan to build an emergency fund. Here's how to calculate how much to invest monthly using the 3-6-9 rule. We explain…
3 min read25 Jul 2026Retirement planning: Why the rule of 1% upgrade works better than a 1% increase in SIP amount
The rule of 1% upgrade encourages investors to increase the share of their income invested by one percentage point every year. A small annual increase in the share of income invested can significantly boost long-term retirement savings.
2 min read19 Jul 2026₹25,000 monthly SIP at 12%: Check estimated corpus after 10, 20 and 30 years and see how compounding builds ₹8.74 crore
A ₹25,000 monthly SIP earning an assumed 12% annual return can grow to ₹8.74 crore in 30 years. Check how compounding, understanding of core principles, disciplined investing and staying invested help create long-term wealth for retirement, children's education and financial independence.
2 min read19 Jul 2026The 10-10-10 SIP rule: A simple formula for long-term wealth creation
The 10-10-10 SIP rule helps investors build long-term wealth by investing for 10 years, assuming 10% annual returns and increasing SIP contributions by 10% each year. Learn how step-up SIPs can create a larger corpus through disciplined investing and compounding.
3 min read18 Jul 2026Wait for it…
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