SIPs

Money

16 mutual funds delivered over 20% SIP returns in 10 years; ₹10,000 monthly investment grew to ₹38.8 lakh

An analysis of mutual funds found that only 16 delivered more than 20% annualised SIP returns over 10 years, led by Nippon India Small Cap Fund at 22.51%. Small-cap and mid-cap funds accounted for 7 of these long-term winners, while the one-year leaderboard was dominated by small-cap funds.

2 min read3 Sep 2026
Money

₹25,000 monthly savings: How to balance SIPs, stocks and FDs for growth and safety

Investing ₹25,000 every month? Learn how to balance mutual fund SIPs, stocks, fixed deposits and safer assets based on your financial goals, risk appetite and investment horizon.

3 min read30 Aug 2026
Opinion

Vivek Kaul: the mutual funds ‘sahi hai’ campaign has turned SIPs into victims of their own success

An ad campaign run by India’s mutual fund industry has drawn more money into stocks than business earnings have been able to justify. High valuations thanks to routine inflows from households have thus made it that much harder to make gains.

5 min read24 Aug 2026
Money

SIP flows are hitting records. So why are small savers walking away?

A record monthly total can keep rising even as the smallest savers, the ones it was meant to celebrate, give up and walk away.

3 min read23 Aug 2026
Money

Why the simplest investment advice Is the hardest to follow

Indian equity mutual fund inflows have fallen nearly 30% over two years despite no crash, illustrating why simple investing advice is intellectually easy but emotionally hard to follow.

3 min read20 Aug 2026
Money

Looking for the best small-cap mutual funds? These 5 funds generated over 20% annualised SIP returns over 10 years

Five small-cap mutual funds delivered annualised SIP returns of more than 20% over the past decade, highlighting the category's long-term wealth-creation potential. A comparison of three-, five- and 10-year returns also shows how leadership has evolved across different market cycles.

2 min read6 Aug 2026
Money

How Gen Z can build wealth starting from first paycheck— expert lists 5 steps for financial planning

Young people often struggle to balance their salaries between SIPs and emergency funds. An expert advises prioritizing a strong financial foundation, making informed investment choices and maintaining discipline to build long-term wealth.

1 min read6 Aug 2026
Money

Top equity mutual funds by 1-year SIP returns: Small-cap schemes dominate; Bank of India Small Cap leads with 40% return

Small-cap funds dominated one-year SIP returns, with six schemes crossing the 20% mark and four featuring among the top five performers. Bank of India Small Cap Fund topped the list with a 40.05% annualised SIP return.

2 min read3 Aug 2026
Money

Bond SIPs: convenience, higher yields, and hidden risks

Bond SIPs make investing in direct bonds easier through automated monthly purchases. But they don't eliminate credit risk. Here's what investors should know.

6 min read30 Jul 2026
Money

Prepare your SIP before the next market correction: Experts share a 5-point checklist

Market volatility is inevitable, but experts say investors can avoid emotional decisions by planning ahead. From setting investment rules to building an emergency fund, here's how to prepare your SIP before markets turn turbulent.

3 min read27 Jul 2026