Small Finance Banks News
AU Small Finance Bank gets RBI's ‘in-principle’ approval for transition into ‘universal bank’ status — Check details
AU Small Finance Bank received the Reserve Bank of India (RBI) ‘in-principle’ approval to transition into a ‘universal bank’ status on 7 August 2025. A small finance bank is given the approval to transition to ‘universal bank’ status on fulfilling the RBI-set guidelines and eligibility.
1 min read7 Aug 2025Highest fixed deposit rates: THESE small finance banks offer FD interest rates up to 8%
Small finance banks in the country are offering fixed deposit interest rates of up to 8.60% in 2025, making them an attractive option for conservative investors seeking higher returns.
2 min read19 Jun 2025ESAF SFB share price jumps over 11% in biggest intraday gain in 16 months. Here’s why
ESAF Small Finance Bank's share price surged 11.5% to ₹34 after announcing the sale of a stressed asset pool worth ₹735.18 crore to an ARC. This includes ₹362.43 crore in NPAs and aims to improve asset quality.
1 min read19 Jun 2025Jana Small Finance Bank share price jump over 6% after applying for universal bank licence
Jana Small Finance Bank shares rose 6.5% to ₹553 after applying to transition into a universal bank. The bank has built a strong retail and MSME franchise since obtaining its SFB license in 2017, despite a 62% decline in net profit for Q1 FY25.
1 min read10 Jun 2025Jana Small Finance Bank Q3 Results: Net profit drops 18% YoY to ₹110 crore; NII up 8% at ₹593 crore
Jana Small Finance Bank reported a 17.91% drop in net profit to ₹110.6 crore for the December quarter. The bank's NII rose 8% to ₹593 crore, while GNPA increased to 2.8%. The total asset AUM reached ₹27,984 crore, reflecting 19% year-on-year growth.
2 min read21 Jan 2025Why small finance banks want to glide faster into universal banking
Small finance banks face challenges in raising low-cost deposits and diversifying their loan portfolio.
3 min read23 Sep 2024‘Small’ isn’t beautiful for small finance banks
Created in 2016 to direct loans to smaller enterprises, farmers and under-served segments, SFBs are required to mention ‘small finance’ in their names
5 min read1 Apr 2024This is why there is still potential for a surge in banking stocks
With the stabilization of deposit rates, it is anticipated that Net Interest Margins will be more sustainable. That combined with other factors will drive bank stock prices. Read on:
3 min read24 May 2023Senior citizens FD rates: This bank hiked interest rates up to 8.85% on 1000 days to 1500 days tenure
Utkarsh Small Finance Bank has revised its interest rates on fixed deposits of less than ₹2 Cr.
1 min read23 May 2023Should you invest in fixed deposits of small finance banks promising over 9% returns?
Since May 2022, the Reserve Bank of India (RBI) has raised the repo rate by 250 basis points (bps), making fixed deposits once again a desirable investment for investors in fixed income.
7 min read17 May 2023Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared