Sukanya Samriddhi Yojana
From SIPs to safety nets: How parents should plan for soaring education costs
Education costs in India are rising faster than inflation. Here's how parents can blend equity, debt and protection to build a resilient, goal-focused education plan for their children.
5 min read22 Jan 2026Govt keeps small savings interest rates unchanged for the March quarter
The government has kept interest rates for popular small savings schemes such as the Public Provident Fund (PPF) and the National Savings Certificate (NSC) unchanged for the eighth consecutive quarter.
1 min read31 Dec 2025A simple 5-step financial plan that actually works
Financial success requires five simple steps: term insurance for earners, family health coverage, NPS for retirement, children's savings schemes, and a six-month emergency fund. These basics cover 99% of financial planning.
3 min read11 Dec 2025Want your child to never worry about money? Start with these investments
Pocket money introduces children to financial management, allowing them to learn from small mistakes. In India, options like savings accounts, Demat accounts, and mutual funds help minors understand investing.
4 min read9 Dec 2025Best investments for children: From Sukanya Samriddhi to NPS Vatsalya, PPFs and more…
Various investment options are available to secure a child's future, including Sukanya Samriddhi Yojana and NPS Vatsalya, which aim to provide structured investment plans for education and stability, ensuring long-term financial security.
3 min read14 Nov 2025Not PPF or NSC – this small savings scheme offers the highest interest. Check the latest rate here
Small savings schemes offer reliable long-term investment returns, appealing to conservative investors. The Sukanya Samriddhi Yojana has the highest interest rate at 8.2%.
1 min read2 Oct 2025Can you open two Sukanya Samriddhi accounts if you have two daughters? Key highlights & FAQs answered
Can you open two Sukanya Samriddhi accounts if you have two daughters? Check the key highlights of this government savings scheme. We answer the top FAQs you need.
2 min read30 Sep 20256 government schemes that offer higher returns than FDs
Finology Research Desk has compiled a list of the 6 government schemes that currently offer higher returns than FDs. These can help protect your capital, provide stable income, secure your child's future, and keep your money safe from inflation.
6 min read20 Jun 2025Small savings schemes: Interest rates on PPF, SSY, SCSS remain unchanged for January-March quarter; Check rates
Small savings schemes: The interest rates for small savings schemes have remained unchanged for the last four quarters. The government last made changes for some schemes in the fourth quarter of last fiscal.
2 min read31 Dec 2024Sukanya Samriddhi Account to PPF: Guidelines for irregular small savings schemes effective today, October 1
New guidelines for irregular accounts in small savings schemes have been released by the Ministry of Finance, impacting minor PPF, and Sukanya Samriddhi accounts. Effective October 1, 2024, these accounts will not accrue interest
2 min read2 Oct 2024