E-PaperSurrender News
When does it make sense to surrender life insurance policy?
While liquidating investments to bridge the gap in cash flows work better than taking up new loans, surrendering your life insurance policies may not always make sense.
3 min read5 Aug 2020Early insurance exit still costly, pension plans take after NPS
Irdai draft proposes better exit route from a traditional policy, but surrender costs remain high
5 min read31 Oct 2018What happens when your life insurance policy lapses
Lapsing your insurance policy, especially a term insurance plan, means your loved ones are not financially protected in the event of your death
2 min read4 Sep 2018Haven’t taken your insurance claim yet? Here’s how to get it
The insurance regulator has taken steps to make it easier for policyholders to identify unclaimed amounts and make a claim. Here's how to go about it.
1 min read2 Aug 2018Several endowment insurance policies offer loan facility, but Ulips and term plans don’t
Advancement of loan against insurance policy and repayment has no bearing on premium amount
2 min read16 Jul 2018Post LTCG tax, are Ulips better than mutual funds?
When LTCG tax on equity-oriented mutual funds comes into force, given similar fund performance, returns from Ulips would be better than those from mutual funds. So, should you invest in Ulips?
5 min read21 Feb 2018As we are direct to customer and largely digital, we keep our products simple
Vineet Arora, managing director and chief executive officer, Aegon Life Insurance Co. Ltd on his vision for the company, surrender costs in traditional insurance plans, and expectations from the new chairman of Irdai
6 min read19 Feb 2018Reducing costs in traditional insurance plans
We ask the experts if lowering of surrender charges in traditional insurance cum investment plans will benefit the policyholders
4 min read5 Feb 2018Money back life insurance policy typically yield an effective return of 3% to 5%
The principle of estimating net returns is to calculate the internal rate of return (IRR)
3 min read22 Jan 2018Central committee member of banned Maoist outfit surrenders with wife in Telangana
Jampanna decided to surrender before the police as he differed with the party line, alleging that the banned outfit had lost contact with peasants, the working class and students
1 min read25 Dec 2017Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared