Systematic Investment Plan
Systematic transfer plan: Wealth creation or insurance strategy?
An STP strategy is a risk management tool rather than a wealth-enhancement tool
4 min read3 Feb 2026Got your first salary? Here's how young Indians are making it work
Rather than splurging, India's young professionals are adopting disciplined, flexible budgeting to navigate their first years of earning.
5 min read30 Jan 2026Why the order of market returns can make or break your portfolio
This critical factor often overlooked by investors can dramatically alter long-term wealth, even with consistent average returns.
2 min read20 Jan 2026The high cost of chasing market success too late
Behavioural bias and late entry into winning themes can destroy long-term wealth
3 min read13 Jan 2026Waiting for a market crash may cost you more than investing at record highs
As markets hover near peaks, data across decades shows that long-term investors risk losing more money waiting for the perfect time to enter the market, than by staying invested through the highs and corrections.
5 min read11 Jan 2026SIPs in hybrid, multi-asset schemes to drive retail flows in 2026
Driven by a desire for diversification following a period of equity consolidation and stellar returns in gold and silver, retail investors are expected to shift toward hybrid and multi-asset schemes to hedge against volatility.
3 min read7 Jan 2026Afraid to invest at a market peak? History says you shouldn't be.
An analysis of the Nifty 50 Total Return Index (TRI) from 2000 to 2025 shows that investing during an all-time high has historically delivered an average one-year return of nearly 13%, and three- and a five-year returns around 12%.
5 min read27 Nov 2025InvestBae: How Nippon India MF is talking to Gen Z about investing
Nippon India Mutual Fund, unlike its bigger rivals, does not have a sprawling bank network that keeps reminding customers of its brand identity. But Nippon India invests in ‘passive advertising', says chief marketing officer Kaiyomurz Daver.
5 min read9 Nov 2025Losing money in SIPs? These 5 mistakes are likely draining your returns
Systematic Investment Plans (SIPs) are effective for long-term wealth building, but investors must avoid common mistakes, such as halting SIPs during market downturns.
3 min read28 Oct 2025How Indian MF managers outdid FPI peers in a volatile market
After a 4.5-year bull run when Nifty compounded at an annual 31% rate, markets slipped on relentless foreign fund outflows from October last year to August this year. Indian money managers made better bets, outperforming FPI fund managers. Here's what contributed to this divergence…
3 min read22 Sep 2025