Tax Benefits

Home loan tax benefits for an under-construction property are not automatically available from the first EMI. Principal repayment, pre-construction interest and post-completion interest follow different rules, while the property’s completion date and chosen tax regime can affect eligibility.

HDFC Pension Fund Management’s ‘NPS Preference Index Study 2026’ revealed that preference for the National Pension Scheme among Indians has increased, driven by improved consideration, familiarity, and appeal.

ULIPs and mutual funds are built for different jobs. Here is how each works, what changed in 2026, and what ABSLI Wealth Aspire Plan offers.

Minors can earn income independently through various means without it being taxed under their parents' income. Here's when and how their income is taxed in different scenarios.

PF offers salaried employees more than retirement savings: tax-free interest growth, employer-funded pension via EPS, family protection through EDLI, legal protection from debt attachment, and partial withdrawals for housing, medical or education

A Sukanya Samriddhi account does not automatically close when the girl gets married. If she marries after turning 18, the account may be closed prematurely within the prescribed timeline, subject to SSY rules.

NPS is a retirement savings scheme providing market returns and tax benefits through voluntary contributions. If contributions cease temporarily, the accrued amount remains invested and continues to generate returns. Here's how much your retirement corpus could lose due to a pause.

An NPS subscriber can discontinue fresh contributions for a few months or even several years. However, stopping contributions does not mean that the money already accumulated in the account is withdrawn or stops generating returns

NSC and 5-year Post Office Time Deposit offer Section 80C tax benefits without an investment ceiling. Know their tenure, tax rules and how they compare with PPF, SSY and KVP. Having a clear understanding of investment limits and basic tax-related concepts can help in meaningful investment planning.

PPF or SIP: Key differences in risk, returns, taxation, liquidity and investment horizon are explained to help you decide whether one or both fit your long‑term financial goals.