Term Plan

Financial planning for children includes SIP investments, term insurance, health cover, Sukanya Samriddhi Yojana, emergency savings and legal protection to secure a prosperous future for every family across the country.

Best term insurance plan selection guide covering key factors like adequate coverage, claim settlement ratio, riders and insurer reliability for strong financial protection across any country.

Unit-linked insurance plans or Ulips bundle life insurance and investment into a single product. Ulips also carry a tax advantage

From porting health insurance without losing waiting period credits to increasing term cover as income rises, here’s what policyholders need to know before making a move.

Evaluate term insurance using four metrics (4-year-avg): claim settlement ratio above 99%, amount settlement ratio above 95%, solvency ratio above 1.80, and annual business volume of ₹5,000+ crore. Add critical illness and disability riders for complete protection.

Should you buy life cover in your 20s, and can freelancers get health insurance that covers therapy? An expert explains how to secure affordable protection without overcommitting.

Expert said it is better to have a contingency plan ready for when misfortune hits.

Over the past two years, the number of women buying term insurance in India has surged by 80%, with many opting for higher coverage plans exceeding ₹2 crore.

Critical illness insurance is crucial as it provides financial support in case of serious illness. Buying a standalone policy covering a maximum number of critical illnesses is recommended. Ensure the coverage is at least equal to your life insurance amount