ULIP
The Ulip paradox: Its tax perks come with unexpected long-term trade-offs.
Ulips come with tax advantages, but from a structural standpoint, the product has limitations.
6 min read10 Feb 2026As a Singaporean living in India, should I buy global health insurance?
I have Singapore health insurance and a local health insurance policy in India. Should I opt for global health cover instead of managing two separate policies?
2 min read22 May 2025Why India's collective investment tax rules need an overhaul
A look at how India’s tax rules for collective investment schemes create arbitrage — and why reform is overdue.
4 min read21 Apr 2025Should I choose an insurance pension plan over mutual funds or fixed deposits?
One should consider insurance plans independent of the taxation benefits. The primary objective of insurance is to provide social security in case of an adverse situation.
2 min read13 Feb 2025Bajaj Allianz unveils Nifty 500 Multi-cap Momentum Quality 50 index fund NFO for ULIP customers
Bajaj Allianz Life has launched the Nifty 500 Multicap Momentum Quality 50 Index Fund, catering to high-risk investors. This fund aims for long-term capital growth through dynamic asset allocation across market segments, combining momentum and quality factors from selected stocks.
2 min read4 Feb 2025Budget 2025: How the new tax rules will impact ULIP investments—Key changes you need to know
The Union Budget 2025 clarifies the tax treatment of Unit Linked Insurance Policies (ULIPs), aligning them with other investment options like mutual funds. This change promotes fairness, simplifies tax compliance, and aids investors in making informed financial decisions.
2 min read3 Feb 2025ULIP profit to be taxed as capital gains, like equity mutual funds
Issuing a clarification on income on redemption of ULIPs, finance minister Nirmala Sitharaman on Saturday announced that ULIPs that do not qualify for the exemption under clause (10D) of section 10 will be treated as a capital asset
3 min read1 Feb 2025The hidden costs of index ULIPs: Why passive funds still charge active fees
While life insurers are offering rule-based index funds through ULIPs as a low-cost option, the hidden charges and high tracking errors are eroding returns. For market-linked growth, mutual funds might be the smarter choice.
4 min read30 Jan 20257 key advantages of including high death benefit plans in your estate planning
Estate planning is crucial for evolving financial needs. High death benefit plans provide security and wealth accumulation, adapting to changing priorities throughout life.
3 min read2 Jun 2024Pramerica Life Insurance launches new age ULIP designed for the new generation’s financial ambitions. Details here
The insurance sector is becoming competitive these days with life insurance companies launching ULIPs designed to suit the new generation’s financial needs.
2 min read13 Sep 2023