Universal Bank News

Opinion

The whys and hows of bank consolidation in India

Bank consolidation is the flavour of the season, but one should not lose sight of the fact that India needs more banks

6 min read24 Jul 2017
Opinion

A revolution in Indian banking

There is an inherent contradiction in the coexistence of a free market and a repressive banking system. RBI governor Raghuram Rajan seems to be determined to address this

5 min read9 May 2016
Market

RBI proposes on-tap bank licences, bars conglomerates

In its draft guidelines, RBI proposes to allow applications for universal bank licences at any time, subject to a list of conditions

4 min read6 May 2016
Industry

Bad loans: IDFC gets RBI nod for using `2,500 cr reserve as provision

IDFC says with these additional provisions, its net worth will reduce by approximately `1,600 crore

1 min read21 Sep 2015
Companies

Pay Point aspires to be a universal bank: co-founder Meghani

The company, which already has a network of over 12,000 touchpoints, will go live as a PB with 3,000 touchpoints

2 min read22 Mar 2015
Industry

RBI to invite applications for bank licences: G.S. Sandhu

Sandhu says the RBI will invite fresh applications to grant licence in 3 categoriessmall banks, payment banks and universal banks

1 min read15 Oct 2014
Opinion

Elusive inclusion

Universalizing bank accounts, electronic or otherwise, is an unnecessary, paternalistic and unachievable goal, says Narayan Ramachandran

4 min read15 Jan 2014
Companies

We’ve fared rather well in crisis year

We’ve fared rather well in crisis year

10 min read14 Sep 2009
Opinion

Lessons from the Citi debacle

Lessons from the Citi debacle

1 min read25 Nov 2008
Opinion

Citigroup’s spring cleaning

Citigroup’s spring cleaning

1 min read12 May 2008
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Budget

The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared

25 Articles