Upi
Can you reverse wrong UPI transactions? Key things you must know if you send money to incorrect UPI ID
UPI payments are often sent using a linked phone number, and it is very easy to mistype the same on your phone keyboard. By the time you realise, the money is gone.
2 min read11 Apr 2026RBI proposes new safeguards to curb surging digital payment fraud
The RBI is proposing ‘cooling-off’ periods and stricter authentication for high-value transfers to give victims and payment processors time to halt fraudulent transactions.
2 min read9 Apr 2026Calls for tiered charges on UPI reach Parliament as govt incentives seem insufficient
A parliamentary committee has recommended introducing tiered charges for UPI transactions to address a significant funding gap and slowing growth. While the government maintains UPI is a ‘public good’, industry players argue that subsidies cover only a fraction of costs.
3 min read29 Mar 2026Equitable agency: The case for an AI agent for every Indian
Millions remain locked out of welfare and services due to procedural friction. An AI agent accessible via a smartphone that speaks all Indian languages—and invariably acts in the user’s interest—could bridge our digital divide and help reduce disparities.
4 min read26 Mar 2026Credit Line on UPI: Promise, Pitfalls, and Possibilities
The introduction of credit lines on UPI is stirring debate among industry experts about its potential to transform digital finance in India. While some see it as a natural evolution, others raise concerns over risks and readiness. Is this innovation set to replace traditional credit cards?
8 min read9 Mar 2026IPO-bound PhonePe's payments business generates ₹1,931.80 crore in adjusted EBITDA in FY25
PhonePe has filed its Updated Draft Red Herring Prospectus with SEBI, moving closer to its IPO. The offering includes 50.66 million shares, primarily from Walmart, and showcases significant revenue growth, particularly in its core payments segment, despite losses in new ventures.
3 min read9 Mar 2026PM Modi draws 250K people at his rallies; you get 25: Canada PM Carney quips to his minister after India visit | Watch
Canadian PM Mark Carney praised PM Narendra Modi's popularity during a lighthearted exchange with minister François-Philippe Champagne, highlighting the stark difference in rally attendance. Carney's recent visit to India aimed to strengthen bilateral ties and trade relations.
2 min read5 Mar 2026Payments to patients: India tries to replicate BHIM UPI success in healthcare
The new e-platform serves as a government-backed, reliable entry point for small-scale doctors to join the national digital health ecosystem, much like what the BHIM app did for digital payments. It is designed as a simplified, low-cost digital management tool for smaller clinics.
4 min read2 Mar 2026Ajit Ranade: What’s behind India’s cash upshoot and what does it tell us about the economy?
It’s not a story of cash to QR code. While UPI breaks records, cash in circulation has surged—with a notable spike in January. As UPI reshapes flows of money, its stock has drivers that remain entrenched. Think of tax fears, welfare transfers and election funding.
4 min read23 Feb 2026Why ONDC hasn’t got very far and what it must do to win in India’s e-commerce market
Built to do for e-commerce what UPI did for digital payments, the Open Network for Digital Commerce promised to open up online retail. It is nowhere close. To meet its goals, this open network needs sharper focus, stronger execution and superior customer orientation.
3 min read23 Feb 2026Wait for it…
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