VPF

Money

PPF, Sukanya Samriddhi, SCSS transfer: How to move Post Office accounts to banks without losing continuity

Check how to transfer PPF, Sukanya Samriddhi and SCSS accounts from a Post Office to a bank. Here's the information on the transfer process, the ₹100 plus GST fee, required documents, interest rates and key checks investors should complete.

2 min read14 Aug 2026
Money

PPF vs SCSS vs SSY: Which government savings scheme suits your financial goals best in 2026?

Compare PPF, SCSS and SSY to understand their interest rates, eligibility, tax benefits, and investment features. Learn which government-backed savings scheme best matches your retirement, long-term wealth creation or girl child financial planning goals.

4 min read8 Aug 2026
Money

EPFO: Here's how to update your KYC information online using the official portal — Stepwise guide

EPFO: Aadhaar linking and KYC updating is mandatory to avail several EPF services. Today, we check how EPF subscribers can update their KYC information online for their account using the retirement body's official portal.

2 min read19 Jul 2026
Money

EPFO: Taxation rule on Voluntary Provident Fund — the ₹2.5 lakh VPF threshold, explained

VPF allows employees to contribute more than the mandatory EPF rate for a larger retirement corpus. Contributions over ₹2.5 lakh face taxation on excess interest. VPF matches EPF's interest rate and qualifies for tax deductions under Section 80C, with specific withdrawal conditions.

2 min read7 Jul 2026
Money

Want to add a nominee to your EPF account? Here's how; all other FAQs about nomination process answered

Employees’ Provident Fund Organisation: Want to add a nominee to your employees' provident fund account? Here's how subscribers can do so, and your top nomination process related FAQs answered by the EPFO.

5 min read3 Jun 2026
Money

Tax-exempt investment options in India — here are 5 EEE instruments for long-term savings

Investors seeking post-tax returns can consider EEE instruments in India, which provide tax benefits throughout the investment cycle. While primarily found in government schemes, they offer a stable and safe option for traditional investors.

4 min read21 Apr 2026
Money

PPF vs EPF vs NPS: Which is the best retirement investment? Compare interest rates, tax benefits, tenure & more

Retirement planning can benefit from allocations in the public provident fund, the employees' provident fund or the national pension scheme, which offer relatively higher interest rates and tax exemptions. Here's a comparison of the key features:

4 min read29 Mar 2026
Money

PPF vs EPF vs VPF: Which should you choose? Here's a comparison of interest rates, tax benefits, tenure & more

Retirement planning can benefit from PPF, EPF, and VPF, which offer high interest rates and tax exemptions. PPF provides guaranteed returns at 7.1%, while EPF and VPF have 8.25%. Contributions to these schemes are eligible for tax benefits under Section 80C.

3 min read13 Mar 2026
Money

Old vs new tax regime: Why PPF still holds ground while ELSS loses appeal

For many, the new tax regime's appeal lies in paying a lower or comparable amount of tax while avoiding the hassle of submitting proof for deductions.

6 min read25 Dec 2025
Money

Here's why you may want to open PPF accounts for your spouse, children and parents

If you wish to invest more than ₹1.5 lakh a year in the Public Provident Fund, you can do so by gifting money to members of your immediate family and investing it in their PPF accounts.

2 min read3 Apr 2025