VPF Vs PPF
PPF vs EPF vs NPS: Which is the best retirement investment? Compare interest rates, tax benefits, tenure & more
Retirement planning can benefit from allocations in the public provident fund, the employees' provident fund or the national pension scheme, which offer relatively higher interest rates and tax exemptions. Here's a comparison of the key features:
4 min read29 Mar 2026PPF vs EPF vs VPF: Which should you choose? Here's a comparison of interest rates, tax benefits, tenure & more
Retirement planning can benefit from PPF, EPF, and VPF, which offer high interest rates and tax exemptions. PPF provides guaranteed returns at 7.1%, while EPF and VPF have 8.25%. Contributions to these schemes are eligible for tax benefits under Section 80C.
3 min read13 Mar 2026Old vs new tax regime: Why PPF still holds ground while ELSS loses appeal
For many, the new tax regime's appeal lies in paying a lower or comparable amount of tax while avoiding the hassle of submitting proof for deductions.
6 min read25 Dec 2025Here's why you may want to open PPF accounts for your spouse, children and parents
If you wish to invest more than ₹1.5 lakh a year in the Public Provident Fund, you can do so by gifting money to members of your immediate family and investing it in their PPF accounts.
2 min read3 Apr 2025How to withdraw VPF for home purchase, loan repayment
It is a misconception that the voluntary and employee provident funds exist separately. Any contribution above the statutory provident fund (12% of basic pay) is the voluntary provident fund.
5 min read13 Mar 2025Public Provident Fund: Is PPF a smart investment tool for income tax savings and ITR filing?
Public Provident Fund (PPF) is a government-backed investment option that offers tax exemption during investment, interest accumulation, and withdrawal. With a 15-year tenure and a current interest rate of 7.1%, it is ideal for low-risk savers
1 min read25 Dec 2024Bank FD vs PPF vs ETFs: Where should you invest in the last month of the year?
Investors weigh options like ETFs, PPFs, and Bank FDs as year-end approaches. Experts advocate for a diversified approach to enhance returns while managing risks effectively
1 min read26 Nov 2024Public Provident Fund: What are the PPF account rules for non-residents?
Non-residents can maintain their existing PPF accounts, contributing ₹500 annually to keep them active. Additional contributions are unnecessary for tax benefits
2 min read26 Nov 2024Public Provident Fund vs Sukanya Samriddhi Yojana vs Post Office Fixed Deposit: Latest interest rates compared
Saving is important for retirement and emergencies, with PPF, SSY, and fixed deposits as popular options
1 min read19 Nov 2024Planning to open PPF account online on Diwali 2024? Here are three new Public Provident Fund rules that you MUST know
The Public Provident Fund (PPF) offers a low-risk investment with a 7.10% interest rate. The changes, effective October 1, 2024, limit individuals to one PPF account per child, with excess accounts earning only 4% interest. NRIs must declare residency to avoid losing interest
2 min read31 Oct 2024Wait for it…
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