US Independence Day 2026: Are Walmart, Target, Costco, stock market and banks open? Check July 4 store hours and status

The July 4th weekend is officially here, with millions of Americans preparing for fireworks, barbecues, and celebrations across the country. This year carries historical weight as the United States marks the 250th anniversary of its independence.

Because July 4 falls on a Saturday in 2026, many corporate offices and federal entities are observing the holiday on Friday, July 3. However, most retail chains will keep their doors open to accommodate last-minute holiday shoppers.

Here is a comprehensive guide to which stores, banks, and services are open on July 3 and 4.

Retailers open with regular hours

The following major chains will operate during their standard business hours on both Friday, July 3, and Saturday, July 4. Shoppers are advised to check local listings, as individual store hours can occasionally vary by location.

• Dining and Fast Food: Applebee's, Burger King, Chick-fil-A, Domino's, IHOP, KFC, McDonald's
• Grocery and Pharmacy: CVS Pharmacy (some locations may reduce hours), Food Lion, Kroger, Stop & Shop
• Retail and Hardware: Dollar General, Lowe's, Macy's

Are Walmart, Target, and Costco open?

• Target: Open. Stores will operate during normal business hours (8:00 AM to 11:00 PM local time) on both July 3 and 4.
• Walmart: Open. Stores will operate during normal business hours (6:00 AM to 11:00 PM local time) on both July 3 and 4.
• Costco: Closed. All warehouses will be closed on Saturday, July 4.

Retailers with modified hours for July 4

While these stores will maintain regular hours on July 3, they will close early or open late on Independence Day:

• Best Buy: 10:00 AM – 7:00 PM
• IKEA: 10:00 AM – 6:00 PM
• JCPenney: Opens at 10:00 AM (closing times vary by location)
• Nordstrom: Special holiday hours vary by location
• Closing at 5:00 PM: Trader Joe's
• Closing at 6:00 PM: Michaels, Whole Foods
• Closing at 7:00 PM: Petco
• Closing at 8:00 PM: HomeGoods, Homesense, Marshalls, Sierra, TJ Maxx

Postal and Delivery Services

• USPS: Post offices will be open, and mail will be delivered normally on Friday, July 3. All post offices will close, and standard mail delivery will be suspended on Saturday, July 4. Services will resume on Monday, July 6.
• UPS: Retail locations are open with regular deliveries on July 3, though Air and Ocean Freight Services will be unavailable. On July 4, all pickup and delivery services are halted. Check local UPS store hours for Saturday, as some locations may close.
• FedEx: Regular delivery and pickup services will run on July 3 (some on-call and drop-box times may be moved up). All pickup and delivery services are closed on July 4. Retail stores may be closed on both days; check with your local FedEx Office for exact hours.

Banking and Financial Markets

• Banks: Major financial institutions, including JPMorgan Chase, Bank of America, and Wells Fargo, will be open for regular business on Friday, July 3. Standard branches will be closed on Saturday, July 4.
• US Stock Market: The stock market will be closed on Friday, July 3, in observance of Independence Day. Regular trading will resume at 9:30 AM ET on Monday, July 6.