Each year, millions of dollars worth of fraud is committed as a result of internet scams that target victims using internet platforms. And the numbers are rising as internet usage rises and sophisticated cybercrime methods are developed. The Insurance Regulatory and Development Authority (IRDA), the nation's top insurance regulatory body in collaboration with insurance companies have introduced cyber insurance policies that provide coverage against financial loss due to cyber fraud in order to ensure financial safety. Let us get a clear understanding of what constitutes cyber insurance coverage and what is covered by that policy.
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