CREDIT CARDS

Smart Festive Spending

Published By Aiman Mateen | 09 Oct, 2024
Choose the right credit card for rewards, stay within your limit, and track expenses to maximize festive savings.
Credit : PIXABAY
Here are some wise ways to spend
Credit : PEXELS

Choose the Right Card

Opt for cards with rewards, cashback, or seasonal discounts to maximize savings during festive shopping.

Know Your Credit Limit

Understand your credit limit to avoid penalties and negative impacts on your credit score; consider a temporary increase if necessary.

Plan for Repayment 

Aim to pay off your balance in full by the due date. If not feasible, develop a strategy to pay more than the minimum to minimize interest.

Compare Rewards and Offers

Look for special promotions and cashback opportunities at merchants to enhance your savings during the festive season.

Track Transactions

Regularly monitor your credit card transactions to stay within budget and spot any fraudulent activity, ensuring financial control.