The scheme offers a 400-day tenure with an interest rate of 7.30% for the general public.
Senior citizens receive 7.80%, while super senior citizens get 7.90% on the BOB Utsav Deposit Scheme.
For deposits between 2 to 3 years, Bank of Baroda offers the highest rate of 7.15%.
One-year deposits earn an interest of 6.85%, with rates decreasing for shorter tenures.
The latest interest rates were implemented on October 14, 2024, with an additional 50 basis points for senior citizens.