TDS SALARY

HOW TO AVOID HIGHER TDS ON SALARY

Published By Livemint | 26 Mar, 2023

LESS SALARY IN MARCH

Don't worry if you will receive less salary in March, because it could be due to TDS
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TAX DEDUCTION AT SOURCE

Covered under Sec-192 of IT Act, mandates tax deposit for employer before paying salary
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TAX REGIME

In old tax regime, people need to submit investment proof to avoid higher TDS
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HOW TO AVOID EXCESS TDS?

Submit following documents to avoid excess TDS deduction
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INVESTMENT PROOF

In last 3 months of FY, employees are asked to submit documents for investment declaration
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INVESTMENT UNDER 80C

Invest in schemes under 80C to claim deduction
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HOUSE RENT ALLOWANCE

People can claim HRA relief to seek tax-exemption
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NEW PENSION SYSTEM

To save TDS with NPS, submit copies of PRAN card if invested out of salary
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HOUSING LOAN REPAYMENT

Claim principal repayment on housing loan under Section 80C
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INTEREST ON SELF OCCUPIED HOUSING LOAN

Claim under Section 24 of IT Act by submitting interest certificate
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HEALTH INSURANCE PREMIUM

Avoid excess TDS on salary by claiming premium paid on medical insurance
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HOW TO CLAIM EXCESS TDS DEDUCTED

Claim excess TDS reflected in Form 16 while filing Income Tax Return
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