FAMILY BUDGET

REASONS WHY HAVING A FAMILY BUDGET IS IMPORTANT

Published By Livemint | 06 Feb, 2023

Family budget outlines the income and expenditure of a family

It helps families track their money better by analyzing their spending and making necessary adjustments

Facilitate goal-setting and help you save for future expenses, such as vacations, education

Ensure that you live within your means and do not spend more than you earn

Helps in dealing with emergencies by creating an emergency corpus that can be used during a crisis

Helps in retirement planning by deciding the amount of money needed for future years

Prioritize your spending so you can allocate funds to necessary expenses, like housing, food etc