INVESTORS' BEHAVIOUR

WHAT IS THE REVERSE WEALTH EFFECT?

Published By Livemint | 31 Jan, 2023

Reverse wealth effect is the psychological impact of bearish market on investors

Under this effect, investors reduce their consumption in the wake of declining value of their shares

Experts say this behaviour emerges out of insecurity without any rational basis

In contrast to reverse wealth effect, consumers spend more with rising asset prices

Psychological impact of rise in share market price on investors’ spending is called as wealth effect

Experts believe wealth effect also leads to rise in inflation

Impact of wealth effect and reverse wealth effect can be felt in countries with extensive investments

However, such psychological effects have limited impact in India