Top deposit schemes by SBI, IDBI, Indian Bank & others
Published By Livemint | 12 Jan, 2025
Special FD schemes
Special fixed deposit schemes offer higher interest rates on certain type of deposits compared to a regular FD.
Credit : PEXELS
SBI Amrit Kalash
SBI Amrit Kalash scheme offers an interest rate of 7.10% p.a for general citizens and 7.60% p.a for senior citizens for a tenure of 400 days.
Credit : PEXELS
SBI Amrit Vrishti scheme
For a tenure of 444 days, this FD provides interest of 7.25% p.a for the general public and 7.75% p.a for senior citizens.
Credit : PEXELS
IDBI Bank's Utsav Callable FD
In December 2024, a 555-day tenure was introduced, offering interest rates of 7.40% p.a. for general citizens and 7.90% p.a. for senior citizens.
Credit : PEXELS
Indian Bank IND Super 400
The IND Super 400 days scheme offers interest of 7.30% p.a. for general citizens, 7.80% p.a. for senior citizens, and 8.05% p.a. for super senior citizens.
Credit : PEXELS
Punjab & Sind Bank
The Punjab & Sind Bank offers special FD schemes with tenure options of 222 days, 333 days, 444 days, 555 days, 777 days, and 999 days.
Credit : PEXELS
SBI Patron FD
SBI Patron is designed especially for super senior citizens. The interest rate will be 10 basis points higher than senior citizens FD rates, in the range of 4.0% p.a to 7.50% p.a.