STPs allow regular transfers between funds, averaging out unit purchase costs over time and reducing the impact of market volatility.
STPs enable shifting from higher-risk equity funds to lower-risk debt funds during market instability, preserving capital and ensuring stable returns.
STPs balance investments by gradually moving from safer debt instruments to higher-return equity funds, aiming to optimise portfolio performance.
STPs aid in tax planning by strategically transferring funds between mutual funds with different tax treatments, minimizing tax liabilities.
Automating investments through STPs promotes disciplined investing and consistent contributions toward long-term financial goals without manual intervention.